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Financial Services
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Position Type: Full-TimeFunctions: Financial Services Professional,Real Estate, Risk Management
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Experience: 7-10 years
Job Description:
Raymond James Bank is hiring an experienced Portfolio Administration Manager to support the Corporate & Real Estate Banking department by verifying credit information and analyzing the most complex financial data to assist in making credit decisions and developing, structuring and managing loan transaction processes.
This manager will have the responsibility of influencing strategic direction, developing necessary tactical plans in order to complete a high volume of difficult assignments, and communicate with professionalism to senior management and other internal leaders.
Essential Duties and Responsibilities:
Oversees preparation and approval of Loan Reviews for certain Corporate Loans.
Recommends risk rating upgrades and downgrades of Corporate Loans.
Manages the Loan Review tracking process, exceptions, etc. including overseeing set-up on loan system.
Oversees the Annual Financial Review process including suggestions to enhance process.
Manages process of documentation follow-up, financial statement receipt, including set-up on loan system.
Responsible for maintaining and enforcing the Bank’s Loan Policy.
Assists in gathering data/preparing for Loan Loss Reserve Committee meetings and Board meetings
May work on enhancements to Corporate Loan Grade model.
Gathers data/analyze components for loan loss reserve levels.
Works closely with Credit Risk Executive and Corporate Banking Executive to administer all aspects of existing credit portfolio.
Interacts with Senior Management, Audit, Loan Review, other internal departments and bank regulators as needed.
May have management/supervisory responsibilities for incoming credit analysts and/or portfolio managers or other specialized roles.
Performs other duties and responsibilities as assigned.
Qualifications. Knowledge, Skills, and Abilities:
Knowledge of:
Advanced concepts, practices and procedures of credit analysis.
Advanced concepts in corporate and commercial real estate.
Principles of banking and finance.
Processing operations and network architecture.
Underwriting guidelines.
Federal and State lending laws.
Skill in:
Analytical problem solving sufficient to guide associates in major analysis function and structuring credits.
Direction and enforcement including credit quality and underwriting.
Preparing management reports.
Interpreting and applying policies and procedures.
Identifying trends and implementing appropriate corrective action.
Reading, interpreting, analyzing and applying information from credit reports.
Researching, interpreting and analyzing complex financial statements.
Preparing complex financial position and credit worthiness reports.
Structuring, negotiating and closing loan transactions.
Maintaining and monitoring loan documentation to ensure compliance with loan terms.
Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.
Preparing and delivering oral and written presentations.
Performing due diligence.
Operating standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases.
Ability to:
Plan strategically sufficient to administer the department, oversee the budgeting process and provide guidance and oversight to credit policy issues.
Exercise sound decision-making, good judgment and communicate effectively, both orally and in writing, with all organizational levels, including senior management.
Partner with other functional areas to accomplish objectives.
Lead meetings and contribute to team efforts by ensuring all relevant information is included in the outcomes.
Establish and maintain effective working relationships at all levels of the organization, including negotiation resources.
Perform human resource management activities.
Plan, assign, monitor, review, evaluate and lead the work of others.
Manage relationships with clients.
Provide coaching, mentoring and technical training to others.
Incite enthusiasm and influence, motivate and persuade others to achieve desired outcomes.
Identify training needs and develop subordinates.
Work independently, make non-routine decisions and resolve complex problems.
Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities and deadlines in a fast-paced work environment with frequent interruptions.
Educational/Previous Experience Requirements:
Bachelor’s Degree in finance or accounting and a minimum of seven (7) to ten (10) years of banking experience with formal credit training and loan management experience.
Five (5) to seven (7) years progressively responsible lending administration experience.
~or~
Any equivalent combination of experience, education, and/or training approved by Human Resources.
Licenses/Certifications: None required.
Travel Required:Up to 20%. Must have a valid drivers’ license and be eligible for coverage under the firm’s Vehicle Fleet Safety Policy to drive on company business.
