Position Title: Document Prep Processor – Commercial
Division: Operations/Loan Operations
Reports Directly To: Doc Prep Manager
BASIC PURPOSE:
This position is in the Operations Center located in Winter Haven, FL and is responsible for preparing Commercial Equipment, Commercial Real Estate, Multi Collateral Commercial Purpose and various other Commercial Loan packages. In addition, all other related loan documents to include collateral documents and other supporting documentation to insure compliance with the bank’s loan policies and procedures as well as applicable regulatory requirements. The teammate must have a good working knowledge of technical aspects of loan and legal documents and be able to understand and apply the required regulatory requirements for compliance with state and federal laws. This team mate must provide a high level technical accuracy and be able to understand the lending process as well as the documentation and application processing software. The team mate must be able to work with a strong sense of urgency while preparing documents at a high level of accuracy. Loan documents must be prepared and provided to the loan officer in a timely manner to facilitate loan closings. They must have the ability to identify issues and provide workable solutions in addition to answering questions regarding requirements for various loan structures. This position must possess a strong knowledge of loan policy and structure along with various compliance regulations. This teammate must be able to work under pressure while maintaining a high level of service to lenders, other operations personnel and outside vendors. This teammate must also be able to quickly review closed documents and organize packages to transfer to booking.
PRINCIPAL ACCOUNTABILITIES:
- Prepare loan documents by leading a team of individuals to deliver high quality loan packages in a timely manner using document preparation software or by outsourcing Documents to an Attorney when necessary.
- Prepare loan documents for adherence to the bank’s documentation requirements
- Prepare loan documents for compliance with all applicable rules and regulatory requirements.
- Interface with system vendors when appropriate to request changes that impact the ability to properly process loans
- Perform review of new loans/renewal loan packages to insure 100% accuracy.
- Track loan documentation requests and insure that queues are maintained and deadlines are met.
- Review closed loans for accuracy and finalize package to transfer to booking.
- Attend all meetings and training as required.
- Participation in Special Projects as needed.
- Assist in writing procedures and training for the field as needed.
OTHER DUTIES AS ASSIGNED
DIMENSIONS REQUIRED:
- High School diploma or equivalent
- Compliance training
- Successful completion of in-house training program or other approved program
- Excellent verbal and written communication skills
- Computer skills related to Microsoft office product
Desired:
- Loan Operations Experience
- Laser Pro Experience
PRO BEHAVIORS
- Problem solver, resourceful, independent
- Works at faster than average pace
- Optimistic, enthusiastic
- Attentive to details
- Organized, careful. Multi-tasked
- Confident, competitive, communicative
