Desired:Loan Origination NMLS Fair Housing Regulations Customer Service
Inside Mortgage Loan Originators originate and process first mortgage loans within their designated territory/assigned branch location.
- Generating first mortgage real estate loans from the MIDFLORIDA Credit Union field of membership
- Reviewing pre-qualifications to determine appropriate programs and products for clients
- Issuing pre-qualification letters and appropriate disclosures
- Taking rate phone calls, reviewing referrals and online applications
- Providing excellent customer service both over the phone and in person
- Reviewing credit reports and locking in loans with secondary market (if applicable)
- Auditing files for complete information and compliance with secondary market guidelines
- Providing good faith estimates, truth-in-lending and other appropriate disclosures to borrowers within 3 business days of application
- Cross selling other credit union products and services to first mortgage loan applicants
Job Qualifications:Qualified candidates will possess:
- A minimum of 3 years of government (FHA/VA/USDA) and conventional loan origination experience
- Advanced knowledge of the Clearwater, FL area real estate market
- Thorough understanding of Federal and State mortgage regulations
- Experience with loan underwriting and secondary market guidelines
- Advanced user abilities with mortgage lending software platforms
- Candidates will possess strong sales abilities, excellent customer service, communication and organization skills
- High school diploma or equivalent required
- NMLS registration required
- https://www.indeed.com/jobs?q=real%20estate&l=Tampa%2C%20FL&ts=1541553989134&rs=1&fromage=last&vjk=5e8fcd5e0d1235de
