Job details
Job Type Full-time
Full Job Description
Job Summary
The Disclosure Desk Analyst is responsible for the redisclosure of files in process with a documented change of circumstance. They are also responsible to ensure loans are disclosed properly and in accordance with TRID and US Mortgage policies and procedures. This position will also work with our operations departments to ensure that all loans comply with various regulatory guidelines and pass all compliance tests.
Primary Job functions
- Redisclose files in process to the borrower with a documented change of circumstance
- Ensure loans are disclosed in accordance with US Mortgage policies and procedures.
- Run Mavent Compliance system to verify loans meet all TRID and regulatory requirements
- Review change of circumstance forms and 2015 Itemization in Encompass for accuracy
- Review loans that fail compliance testing and provide guidance to operations on the necessary actions to bring the loans back in compliance.
- Monitor TRID redisclosure pipeline and alerts to ensure loans are re-disclosed on time
- Assist operations team members in the interpretation and resolution of compliance related system warnings.
- Monitor and identify disclosure and compliance related issues and provide feedback to management to improve operational efficiency
- Provide direction and guidance to US Mortgage operations team members on compliance and regulatory related issues
- Verify the execution of final Loan Estimates is in compliance with company policy
Qualifications, Skill and Ability Requirements
- Minimum 2 years Encompass experience
- Previous experience in mortgage industry is required
- Bachelor’s degree preferred
- Must have working knowledge of mortgage regulatory guidelines including TRID, RESPA, TILA, QM, HOEPA, and other various federal, state and local mortgage regulations
- Strong organizational skills
- Strong attention to detail and accuracy
- Excellent customer service skills
- Strong verbal and written communication skills
- Proficient with Microsoft Office
- Ability to work in a team environment
- Ability to handle multiple priorities and deadlines in a fast-paced environment
COMPETITIVE PAY + BENEFITS + HEALTH
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Schedule:
- Monday to Friday
Experience:
- Mortgage: 2 years (Preferred)
Work Location:
- Fully Remote
Work Remotely:
- Yes, always
https://www.indeed.com/jobs?q=real%20estate&l=Tampa%2C%20FL&fromage=1&start=10&vjk=cec15816c35a38c5
