A family-friendly Tampa Bay mortgage company located in Westchase is looking for a full-time, salaried Loan Officer Assistant to work alongside our 2 existing Loan Partners, as part of local origination team. This position is different, in that you don’t need to go out and “get” the loans and relationships, you just need to be exceptional at structuring loans and closing them efficiently, with proactive communication and exceptional customer service to our borrowers and Realtors. We just care about results.
We have a generous compensation package starting with a base salary, in addition to basis points on production, which could provide a total first-year compensation of $50,000 to $80,000, depending on experience, production, etc.
This position offers full medical benefits and a matching 401k. Having a NMLS license already is ideal, but not required for this position. We use Encompass and are a direct lender who also brokers some loans as necessary. Salesforce experience is a plus, as we are power Salesforce users. Organization, multi-tasking and being humble is a must.
The ideal candidate may currently/formerly be a loan officer who loves working the loan and helping get deals closed, but doesn’t like to “go get new business” … and wants/needs a steady and reliable paycheck. Or, you may be a processor or underwriter who likes helping and talking with people, but is burned-out from the same old monotony of processing and underwriting. Our organization generates a tremendous amount of organic and referred purchase borrowers, and this position would be 1 of 3 Loan Partners to simply service the incoming mortgage customers and referring Realtors…without burning yourself out with obnoxiously long hours and being tethered to your phone/laptop all weekend. We have systems in place for night and weekends.
We hustle and work very hard…but we hire additional people to avoid burn-out.
This position will be performing the following main tasks in the mortgage process:
- Enter 1003, pull credit, set up LE, run DU, set-up PreQual letter for LO
- Take initial loan information from web submissions or data from client
- Review PQ/LE with client (if licensed)
- Gather and pre-underwrite income/asset docs, and stay in touch with buyers
- Help processing team as needed to get loan cleared-to-close
This candidate would benefit from an understanding of how to analyze credit reports, and how it impacts loan structure. You absolutely must know general Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines, and know how to run Desktop Underwriter.
You must be phenomenal at communicating with Real Estate Agents too. You must know how to electronically gather, review and sort income/asset documents, help request and clear conditions. You must know how to calculate general income. We are paperless, so you MUST be good with the computer.
We are a mortgage banker. Having sky-high integrity, and a “do the right thing for our clients” mindset is absolutely required. But we’re only bringing team players into our organization. We do not hire “great talent” who are jerks and can’t get along with our team. We’re looking for someone who is seeking a career with an energetic, innovative, local mortgage team. Must be a people-person, and able to check your ego at the door each day. This person has a passion for helping people…a positive attitude is a MUST.
Click here to watch brief video about our local office/team/culture: https://vimeo.com/184016845
The right person is thinking right now “this sounds too good to be true”and his or her blood is pumping at the possibility that this position, our organization, and our team, is an answered prayer. Our organization is extraordinary, and we’re currently looking for 1 more extraordinary team member. If you do not have seeds of greatness inside of you, and your heart is not racing right now, you need not apply. If you can not check your ego at the door every day, please do not apply.
You can not have any sort of criminal record.
You must have a reliable car & transportation.
YOU MUST FOLLOW DIRECTIONS AT THE BOTTOM TO INQUIRE.
Salary pay range is $40,000-$55,000 salary per year based on experience + bonus.
If you’re interested in joining our team, please send your resume with your answers to these 3 questions:
1. What 3 words would your friends/family use to describe your personality?
2. What 2 aspects do you love best about the mortgage business?
3. What are your 2 least favorite tasks listed above on this job posting?
Candidates who send a video of themselves answering these 3 questions will be considered first.
***Make sure you reply with answers to these 3 questions or you will NOT be considered.
Job Type: Full-time
Salary: $40,000.00 to $55,000.00 /year
Experience:
- Fair Housing Regulations: 1 year (Preferred)
- Salesforce: 1 year (Preferred)
License:
- NMLS (Preferred)
Additional Compensation:
- Bonuses
Benefits offered:
- Paid time off
- Parental leave
- Health insurance
- Dental insurance
- Healthcare spending or reimbursement accounts such as HSAs or FSAs
- Other types of insurance
- Retirement benefits or accounts
- Gym memberships or discounts
- Flexible schedules
- Workplace perks such as food/coffee and flexible work schedules
Paid Training:
- Yes
Management:
- Team Lead
