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Mortgage Loan Officer
Evolve Bank & Trust – Tampa, FL
Indeed Hire has partnered with Evolve Bank & Trust in their search for a Mortgage Loan Officer to join their team. Evolve Bank & Trust is a FDIC insured bank and Equal Housing Lender with roots dating back over eighty-eight (88) years. Our Personal banking goes beyond simply managing money. Established in 1925, Evolve Bank & Trust conducts business with a strong emphasis on all areas of lending – including consumer, residential, construction, commercial and SBA. To increase mortgage loan production by developing contacts, attracting mortgage customers, and reviewing and processing loan applications; to structure and maintain contact and care with the customer from start to finish during the process of obtaining a mortgage.
Main Job Tasks and Responsibilities:
* Attracts new mortgage loan applications by developing relationships specifically in the real estate community and making sales calls to prospective customers.
* Provides applicants with information regarding the loan application process.
* Obtains complete loan applications including all supporting documentation needed to process the loan.
* Reviews information by examining application and documentation, reviewing credit worthiness, and calculating repayment risk from information and documentation received from the borrowers.
* Pre-qualifies potential loan applicants by analyzing credit and financial background.
* Follows up on processing the loan by obtaining additional applicant information if necessary.
* Maintains communication with the borrower from time of application through closing.
* Establishes the rate with the borrower and verbally and in writing prior to settlement.
* Understands and supports the corporation’s policies and procedures to provide proper and effective treatment to all of the corporation’s customers.
* Resolves any customer questions and disputes in an expeditious and tactful manner.
* Reviews and reports complaints from customers and recommends corrective action to management.
* Performs other related duties as assigned.
* Protects the bank and the customer by keeping mortgage loan information confidential.
Education and Experience:
* High School Diploma or equivalent
* Prior sales experience is preferred
Key Competencies:
* Budgeting
* Oral Communication Skills
* Written Communication Skills
* Customer Relations
* Customer Service
* Math
* Negotiations
Job Type: Full-time
Susan Chiellini
(813) 451-0982
[email protected]
Connect with me on LinkedIn!
www.linkedin.com/in/susanchiellini<https://blu175.mail.live.com/mail/www.linkedin.com/in/susanchiellini>
