| The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.
Job Requirements
- Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources.
- Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs.
- Guides Customers through the mortgage application process. Explains information required and other aspects of the loan process to Customers.
- Ensures applications are completed accurately and contain required information and supporting documentation.
- Manages Customers’ expectations regarding processing times and closing dates.
- Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines.
- Generates referrals for mortgage sales opportunities and sales of other Company business line products.
- Develops plan to achieve sales goals with assistance from sales management.
Qualifications
- Bachelor’s degree or progressive work experience in addition to experience below.
- 2‐4 Years of mortgage origination experience.
- Proven Sales ability.
- Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
- Maintains the highest level of sales ability and negotiation skills.
- Self‐directed, ability to plan own activities to achieve sales goals.
- Strong time management skills.
- Excellent communication skills, both verbal and written.
- PC skills, including ability to learn mortgage origination and automated underwriting systems.
Hours -40
https://www.indeed.com/cmp/Td-Bank?campaignid=vjcmpinfo&from=vjcmpinfo&fromjk=d1ac0d0a3f7bcf6a |
