Mortgage Processor – E MORTGAGE MANAGEMENT LLC (Tampa)

E Mortgage Management, LLC, one of the areas fastest growing mortgage companies in the southern New Jersey area, is seeking a full time, experienced Mortgage Loan Processor for its Tampa, Florida office. EMM only hires the most experienced mortgage professionals in the industry.

The ideal candidate will have exceptional organizational and communication skills. Must be able to work under pressure, meet strict deadlines and manage multiple priorities with ease.

Job Description 

This role is responsible for processing residential mortgage loans that adhere to investor guidelines.  The role will have the processor disclose, redisclose loans, validate all credit, income, asset, collateral and supplemental information used to qualify the borrower. The selected candidate will interact with EMM’s management team to execute on tactical and strategic initiatives in respect to pipeline management, compliance, procedures, quality, productivity and customer service.

Job Duties

– Manage a pipeline of 25-30 loans
– Process both Purchase and Refinance Transactions
– Review rate lock expiration dates, closing dates, first and last submission to underwriting while meeting with the VP of processing twice a week to review loan status for all loans
– Process conventional, HARP, FHA, VA and USDA loans
– Communicate to borrowers verbally via phone and electronically via email: conditions, changes to loan terms, approval and the process that will take them through closing
– Coordinate and communicate with external parties – real estate agents, title companies, builders, credit reporting agencies, insurance providers
– Run automated underwriting and submit a quality and complete package to underwriting
– Review all income documentation, including W2s, paystubs, personal tax returns and other documentation as applicable
– Review all asset documentation, bank statements, investment accounts and retirement statements as applicable
– Review property tax searches for accurate details, calculate property tax and insurance escrow impounds and applicable aggregate adjustments
– Run compliance audit checks, order VODs, VOEs, VOMs, VORs, 4506T-IRS transcripts, credit supplements, verify accuracy of the 1003
– Schedules loans for closing, order payoffs, review final numbers
– Ensure the customer experience is high and meets or exceeds client expectations
– Other duties as assignedJob Requirements

• Have a minimum of 5 years processing experience
• Trained and familiar with processing loans in the TRID environment
• Working knowledge of standard FNMA/FHA/VA/USDA/DU/LP
• Highly organized, detail oriented and proven ability to work in a fast paced environment
• Ability to adapt to cyclical peaks during the month where volume increases
• Proficient math skills
• Fluent in MS Excel, MS Word, MS Office
• Working knowledge of Encompass is a plus but not required
• H.S. Diploma or equivalent required

E Mortgage Management is proud to offer a wide range of benefits and a very competitive salary. Eligible employees can participate in the following benefits.