Mortgage Underwriter (Tampa)

by | Feb 12, 2017 | Job Opportunities

(322341)

Mortgage Underwriter
Location: Tampa, Florida
Position Overview:
The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title.
Essential Job Functions:

  • Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral
  • Utilize client’s loan operating system to ensure accurate data entry
  • Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines
  • Evaluate and ensure overall loan documents are accurate, complete, and compliant
  • Ability to identify and/or clear ref flag or alerts
  • Issue loan decision and condition file accordingly
  • Meeting the minimum daily production goals while following companies policies, processes, and procedures.
  • Overtime hours may be offered upon completion of training.

Requirements:

  • 3-5 years current customer-facing mortgage underwriting experience required (Frontline underwriting experience required)
  • Current knowledge of FNMA/FHLMC guidelines, standards, and practices
  • Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)
  • Strong analytic, interpersonal, and verbal and written communication skills
  • Detail-oriented with strong ability to time manage
  • Ability to work in a flexible and production-oriented environment
  • Must be able to work in a high stress environment while delivering a high-level of customer service
  • Must be willing and able to work as part of a team
  • http://www.aplitrak.com/?adid=bWFyay5tb3NzLjc5NTM5LjU0MDNAc25pLmFwbGl0cmFrLmNvbQ